General Questions
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How much do you charge?
- It may be case by case, so please Contact Us for a quote.
What form of payment do you accept?
Cash or email transfer is accepted for payment of
notary fees. However, a bank draft, electronic funds transfer (EFT), wire transfer is required for real estate transactions greater than
$2500.
Do you offer translation services?
Currently I do not offer it. If you require a
certified translation, you need to find a translator who is certified by the Society
of Translators and Interpreters of BC: www.stibc.org.
Some Concerns about Notaries
Many people may not know whether they would choose a
lawyer over a Notary, they may end up choosing a lawyer simply because
· They have only heard about
lawyers, but not Notaries;
· They believe it is better to
use a lawyer in a transaction, since if things go sideways, they will have the
lawyer to represent them in court;
· A lawyer may have much more
expertise in the services they need.
However, it may not be the case. Notaries are also
legally trained legal professionals. Many of us have diversified backgrounds
other than legal services that may be a big plus to the services we provide. A
lawyer, who can legally represent a client in court, does not necessarily mean
that they have the expertise or experience to do so, especially if it is not
his/her main practice.
BC Notaries are experts in the areas we choose to
practice. For instance, if we act for you in a residential real estate
transaction, we will be able to identify issues and deal with them before they
become problems. If we encounter a situation where litigation or another
expertise is necessary, we have a network of trusted referral partners,
including but not limited to lawyers, accountants, realtors and bankers, who
has expertise in the needed area.
What are your
hours of operation? Are you available on weekends?
Normal business hours are Monday to Friday, from 8AM
to 6PM. Please use our online booking form to book an appointment or
give us a call ahead of time to minimize wait times. Weekends and Evening appointments
(starting at 6PM) are available, but additional charges may apply.
What is a Notary Public?
A Notary Public (also known as a Notary), is a trained
professional who can provide non-contentious legal services to the public.
BC Notaries are governed by the Notaries
Act of BC and the discipline of their professional society. The
position of Notary as a member of one of the branches of the legal profession
is sanctioned and safeguarded by law.
The tradition of Notaries goes back over 2000 years —
to the dawn of recorded history. Notaries laid down the Codex
Hammurabi, the oldest evidence of recorded law. Notaries were also
employed by the Catholic Church to guide the light of civilization through the
Dark Ages. The Notary’s reputation for trustworthiness meant that documents retained
a stable reliability throughout centuries of upheaval. At that time, notaries
were wise and trusted members of society. Their role was to oversee
transactions and guarantee their fairness.
The role has since evolved into a professional
service, but its essence is still the same. Notaries still guarantee the
fairness and legality of transactions.
BC Notaries have professional standards dictated by
the Notaries Act of BC. They also are
governed by the rules, by-laws and best practices of; and are members of The Society of Notaries Public of British
Columbia.
How Is A BC Notary Different From A Lawyer?
Even though both BC Notaries and lawyers are in legal
services profession, Notaries do not represent clients in court and get
involved in litigation. In British Columbia, Notaries’ work is restricted to
non-contentious matters. For example,
Ø Notarization, a general term that may include many different cases, please refer
to Services provided for more details;
Ø Real Estate related
transactions, such as purchase and sale, transfers,
mortgages, and refinancing, and contracts, such as purchase/sale of a business.
In these cases, all parties involved have already reached an agreement.
Ø Documents for personal use, such as Power of Attorney (POA), wills, Representation Agreement,
and more.
Another difference between lawyers and notaries is
about their training.
Lawyers need an undergraduate degree and then a law
degree. In addition, they must pass a provincial examination and article at a
law firm for a year before they can practice.
Currently, in addition to an undergraduate degree, BC
Notaries need to obtain a Master degree, a program offered as Applied Legal
Studies, and write statutory exams administered by provincially appointed
examiners. With initial education program, mentorship, and continuing
education, BC Notaries are very well trained in the areas we practice.
Notarizations
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What should I bring with me?
Our office requires you to bring in two pieces of
identification one of which (as the primary) is a government-issued photo ID
that includes the person’s name, current address, and signature; and the other
piece (as the secondary) bearing your name and signature.
The primary identification must be a current (NOT EXPIRED) government
issued photo ID. The following are examples that may be used as a primary ID:
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Passport
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Driver License
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BCID
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Citizenship Card
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Permanent Resident Card
The secondary identification may be:
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BC Care Card
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BC Service Card
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SIN card
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Credit card issued by a major Canadian financial institution
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Bank card issued by a major Canadian financial institution
If you required a certified true copy of an original document, in
addition to the identification requirements, we will also need to see the
original document (NOT a photocopy of the original document).
What type of documents will you notarize?
I will notarize any
document that is required to be witnessed by a Commissioner or Notary Public in
and for the Province of British. These documents typically include:
· Affidavits
· Statutory Declarations
· Certified True Copies
· Travel Consent Letters for Minor Children
· Name Change Form
· Insurance Loss Declarations
· Letters of Invitation for Foreign Travel
· Passport Application Documentation
· Documents to be Registered at Land Title Office
The above list is
not exhaustive. Please contact us to inquire.
What is Notarization?
When conducting a notarization, the Notary is
administering an oath, affirmation or declaration. Therefore, the Notary must
be satisfied as to the identity of the person swearing or affirming the
document. The Notary must also be satisfied that the client making the
declaration or oath fully understands the contents of the document before she
will complete the notarization of the document.
Real Estate Transactions
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I was just awarded a judgement by the courts. Can I register that judgement on the debtor’s title? Can you do that? If yes, what do I need to provide?
- Yes, you can. And I can help you with that. Please provide the original
Certificate of Judgement that is issued by the appropriate court along with the
I need to place a builder’s lien on someone’s property. Can you do that for me? If yes, what do I need to provide?
Yes I can help you with that. If
you have made improvements on someone’s land and have not been paid for that
work, a Builders Lien may be registered against the title to the land (pursuant
to the Builder’s Lien Act). Please
provide me with the details of the work provided and the legal description of
the land.
I just signed a contract to buy a property or I am looking to buy a property. Should I ask my realtor to do a title search?
As a buyer, it is prudent to fully
understand all of the available information provided on the title to the land.
There may be charges registered on the title that could restrict what you can
do with the land or where on the land that you can erect a structure. If your
realtor cannot provide you with this information, please feel free to contact
me and I could do the research for you.
I am selling a property. What documents do I need to give you if I decide to hire you to represent me?
Please ask your realtor to send a
copy of the sales contract to my office. Please also advise if you have a
mortgage to be paid off.
I am buying a property. What documents do I need to give you if I decide to hire you to represent me?
Please ask your realtor to send a
copy of the purchase contract to my office. If you have a mortgage, please also
ask the lender or broker to send the mortgage instructions. It is greatly
appreciate if we could receive the purchase contract and mortgage instruction
as soon as possible.
What is the difference between Joint Tenants and Tenants in Common in property ownership?
Two or more persons may be
registered on title at the Land Title Office as either “Joint Tenants” or
“Tenants in Common”.
When the owners of the land are
registered as Joint Tenants and one of those owners dies, the deceased’s
interest in the land automatically passes to the remaining Joint Tenants. This
is also known as the right of survivorship.
If the owners of the land are
registered as Tenants in Common and one of those owners dies, the deceased’s
estate must be probated and the land is distributed in accordance with the
wishes of the deceased as set out in the will if there is one. If there is no
will, the distribution is governed by the Wills,
Estates and Succession Act.
I am buying a property. What additional costs should I expect, in addition to the purchase price?
When purchasing a
property, it is important that you understand the other costs involved. Other
costs may apply:
· Legal fees
· Title Search Fee
· Appraisal Fee
· Land Title Registration Fee
· Property Transfer Tax
· Prorated Property tax
· Prorated Utility Charges
· Prorated Rental Payments (if purchasing a rental property)
· GST (new development)
· Survey Certificate fee (purchase with mortgage; normally upon lender’s
request)
· Title Insurance fees (normally upon lender’s request)
· The Cost of Certificates and Other Documentation Fee (if purchasing a
strata unit)
· Prorated Maintenance Fee (if purchasing a strata unit)
· Moving in and out fee (if purchasing a strata unit)
· Insurance Binder Fee
· Courier fees
Why do I need a notary just to get a mortgage or re-finance?
Power of Attorney
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When does a Power of Attorney end?
Pursuant to Power of Attorney Act of BC, a Power of Attorney will end in any of
the following ways:
· Once the adult dies (who grants power to
his/her attorney)
· If the adult revokes it
· After three years, unless the Power of Attorney
is enduring or if there is an expiry date explicitly stated in the Power of
Attorney
· If the Power of Attorney is terminated by an
act of the court
· If the attorney resigns (in accordance with
section 25 of the Power of Attorney Act)
· If the attorney:
Ø resigns (in accordance with section 25 of the
Power of Attorney Act)
Ø is the adult’s spouse and their marriage or marriage-like
relationship ends
Ø becomes incapable or dies
Ø is bankrupt
Ø is a corporation and the corporation dissolves,
winds up or ceases to carry on business
Ø is convicted of a prescribed offence or an
offence in which the adult was the victim
What should I do with my Power of Attorney once it is signed?
The original of your Power of
Attorney is required by the Attorney when s/he needs to act on your behalf. You
can give the document to your Attorney now, or inform him/her of the location
of the document. In any case, it should be kept in a safe place.
The original Power of Attorney
may be filed in the Land Title Office for future use. The Registrar of Land
Titles will, if you wish, make a certified true copy for the filing and give
the original back to you.
Who can be my attorney?
You can choose almost anyone to
be your Attorney. It must be someone that you can really trust as that person
will be authorized by you to deal with all financial and legal affairs that you
can do on your own.
Pursuant to Power of Attorney Act of BC, an attorney must:
· be at least 19 years of age (must be an adult)
· not be someone who provides personal care or
health care services to the adult for compensation, unless that person is your
child, parent or spouse
· not be an employee of a facility in which the
adult resides and through which the adult receives personal care or health care
services, unless that person is your child, parent or spouse
I have a Power of Attorney from another Province in Canada, or another country. Can I use it in British Columbia?
It will depends on whether it meets
the requirements of the Power of Attorney
Act of BC. Please allow me to review it so that I will be in a better
position to advise.
I have a Power of Attorney from my bank. Can I use it for other purposes/with other institutions?
No. A Power of Attorney issued by
a financial institution is only operative for the specified transactions
performed within that institution. For dealings outside that institution, you
will require a Power of Attorney that is made pursuant to the appropriate
legislation. I can assist you in preparing a Power of Attorney based on your
needs.
I have a Will, do I still need a Power of Attorney?
A Will only takes effect upon
one’s death. In contrast, a Power of Attorney is only effective while one is alive.
Can I appoint more than one attorney?
Yes, you can. You must specify in
your Power of Attorney that whether you want these Attorneys act together or
may act separately.
What does an Attorney do and cannot do?
Generally, your attorney can do
almost everything that you can do in terms of dealing with legal and financial affairs.
Alternatively, you can specifically state in the Power of Attorney that what powers
you would grant to your attorney.
Please keep in mind that the
attorney CANNOT make a Will for you nor modify anything in the Will for you.
Your attorney cannot make health care and personal care decisions for you
either. You may appoint someone to make those decisions
on your behalf by way of a Representation Agreement. This agreement is created
to ensure that your wishes for health care and personal care are met.
Wills
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What should I do with my will once it is signed?
The original of your will is required for probate. You should keep
your will in a secure and place. Please keep in mind that your executor is
aware of the location and has access to your will when needed.
The Vital Statistics Agency maintains a wills registry in BC. You can
choose to file a notice with the registry specifying the location of your will.
Can I change my will?
Yes. Any changes to your wishes or changes to your current marital
status will result in the necessity of a new Will being drafted.
When I sign my will, does my signature have to be witnessed, and if so, by who?
Your Will must be signed by you and your signature must be witnessed
by two persons who are at least 19 years of age. You and your witnesses must be
present when the Will is signed and observe each other signing.
Your witnesses must not be someone that will benefit from your Will,
either directly or indirectly.
What do I need to prepare before a will appointment?
1. Remember to bring any
previous Wills you have made
2. Provide us with your full
legal name and address
3. Think of who you wish to
act as your Executor (your representative) and an alternate Executor
4. Think of all your estate (including
description of specific items that will make them easily identifiable by your
executor) and how you would like to distribute them
5. Full name and birthday of each
beneficiary and alternate beneficiary; and your relationship with each of them
6. Full name, birthday, address and relationship of the person(s) you
wish to designate as guardian of your minor children
7. A description of your
funeral wishes (if you have any)
What is the process to make a will?
Generally speaking,
it requires at least two meetings.
The first meeting is
a consultation which is to take your instructions, provide you with relevant information,
and discuss your options. Half of our account is required to be paid as it
covers the cost of the first appointment (that is non-refundable).
The second meeting is
to review, answer any further questions and sign the will (execution of the
will). The remaining balance of the account is due and payable at the second
meeting.
Will the government take my estate if I die without a will?
If you pass away without a Will
and have absolutely no heirs as defined in the Wills, Estates and Succession Act, your estate will be passed to
the government. In reality, this is very rare as there is usually at least one
heir to heritage the estate.
Who should I choose to be my Executor?
Your executor should be someone that you can trust to
manage your affairs in the manner that you want them managed. Your executor
must also be willing to take on the responsibilities involved in managing and
distributing your estate.
As the role of an executor can be time consuming, that
person should be someone who lives in close proximity to you. It is not
advisable to appoint someone who lives in another province or country.
It is highly recommended to obtain that person’s
consent before you appoint him/her as your executor in your will.
What happens if I die without a will?
If you pass away without a will (or if the will is
invalid or not legally executed), your estate will be handled by a person
assigned by court and your estate is distributed by law (the Wills, Estates and Succession Act). If
you have any minor children, a legal guardian will be assigned by the court to
look after your children until they become adult.
Representation Agreements
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What should I do with my Representation Agreement once it is signed?
The original of your Representation Agreement is required
by your representative when s/he needs to act on your behalf. You can give the
agreement to your representative once it is executed, or inform him/her of the
location. Keep in mind that it shall be kept in a safe place and your
Representative should have easy access to it when needed.
When does a Representation Agreement end?
A Representation Agreement ends:
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on the death of the adult who
made the agreement;
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on the court cancelling the
agreement;
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if the adult who made the
agreement and the adult's representative are spouses, on the termination of
their marriage or marriage-like relationship, unless the Representation
Agreement states otherwise;
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on the representative becoming
incapable;
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on the resignation or death of
the representative;
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on the effective date of the
revocation of the agreement
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when the adult becomes a
Patient under the Patients Property Act.
Note that a Representation Agreement may not end in 3,
4, and 5 above if the agreement names an alternate representative.
When does a Representation Agreement become effective?
A Representation Agreement becomes effective either on
the date it is signed by the adult and witnesses, or at the time that an event
that is specified in the agreement occurs.
Who cannot be my representative?
A person who:
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· provides personal care or
health care services to the adult for compensation, or
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· is an employee of a facility in
which the adult resides and through which the adult receives personal care or
health care services
cannot be your representative, unless that person is
your child, spouse, or parent.
Who should be my representative?
Your representative should be someone that you trust,
someone that knows you well, someone that lives close to you, and someone that
is capable of making the appropriate decisions required on your behalf. That
person must also be at least 19 years old.
How is a Representation Agreement different from a Power of Attorney?
A Representation Agreement does not give your attorney
the power to deal with real estate while a Power of Attorney does. A Power of
Attorney does not allow your attorney to make decisions regarding your health
care and personal care, but a Representation Agreement does.
What financial affairs can my representative manage?
Your representative can manage routine financial
affairs, the list of which is quite lengthy. A complete list is set out in
Section 2 of the Representation Agreement
Regulation (make it a link to http://www.bclaws.ca/civix/document/id/loo85/loo85/10_199_2001#section2).
What is the difference between a Representation Agreement that contains standard provisions and non-standard provisions?
A section 7 agreement is for most health care and most legal and financial decisions. It
cannot grant authority for preservation of life decisions.
A section 7 agreement gives the adults representative the powers to make decisions
regarding:
· the adults personal care
· routine management of the
adult's financial affairs, including
· payment of bills,
· receipt and deposit of pension
and other income,
· purchases of food,
accommodation and other services necessary for personal care, and
· the making of investments
· major health care and minor
health care
· obtaining legal services for
the adult and instructing counsel to commence proceedings, except divorce
proceedings, or to continue, compromise, defend or settle any legal proceedings
on the adult's behalf.
A section 9 agreement is for all health care decisions.
A section 9 agreement is much broader than a section 7 agreement and gives the adults
representative the powers to make decisions regarding:
1. do anything that the
representative considers necessary in relation to the personal care or health
care of the adult, or
2. do one or more things in
relation to the personal care or health care of the adult, including any of the
following:
a. decide where the adult is to
live and with whom, including whether the adult should live in a care facility;
b. decide whether the adult should
work and, if so, the type of work, the employer, and any related matters;
c. decide whether the adult should
participate in any educational, social, vocational or other activity;
d. decide whether the adult should
have contact or associate with another person;
e. decide whether the adult should
apply for any licence, permit, approval or other authorization required by law
for the performance of an activity;
f. make day-to-day decisions on
behalf of the adult, including decisions about the diet or dress of the adult;
g. give or refuse consent to
health care for the adult, including giving or refusing consent, in the circumstances
specified in the agreement, to specified kinds of health care, even though the
adult refuses to give consent at the time the health care is provided;
h. despite any objection of the
adult, physically restrain, move and manage the adult and authorize another
person to do these things, if necessary to provide personal care or health care
to the adult.
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